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Debt collection rules and regulations

2010 July 12
by Aaron

Believe it or not, that debt collector calling you five times a day, swearing at you and saying you’ve committed some horrible crime by not paying your bills is breaking the law.

Even though you haven’t paid a creditor in months and the debt is now in collections, you do have rights when it comes to debt collectors who are abusing their jobs.

The Federal Trade Commission (FTC) enforces the Fair Debt Collection Practices Act, which prohibits collectors from using unfair and abusive practices.

If you feel you’ve been mistreated by a collector, know your rights.

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Helped start Three Thrifty Guys with his friends Charlie and Mark after being inspired by how they lived their lives “on the thrift”. A designer by day, Aaron was once $40k in debt. After 5 years – he dug himself out and lives to tell about it. Aaron also blogs at the StarTribune

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